Self Certification Mortgages
With self certification mortgages the mortgage applicant
must typically sign a declaration of their income. They
allow a mortgage to be granted with minimal or no employer
checks. With little or no adverse credit, the interest
rate on self certification mortgages bears a small premium
above normal rates. All mortgage types (Variable Rates,
Fixed Rates, Capped, Discount Mortgages etc.) are available.
With a deposit typically in the region of 10% - 15% or
a loan to asset ratio of around 85% - 90% some lenders
will allow borrowers to self-certify their income without
references or promises from an accountant. Self certification
mortgages are also available with a 5% deposit although
good credit is required. Better rates are available to
the self-employed if documentation can be provided to
support past and expected income levels
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Self Certification Mortgages ::
Apply
online with Apply 4 to get the hassle out of mortgage
applications. We contact the broker
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Apply online with Apply 4
www.apply-4.co.uk
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Repossession ::
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Mortgages Self Certification ::
We have assisted many clients online
when they have applied on our website for self certification
commercial mortgages. If you are unable to be helped we
will find a way for you to get the mortgage you need whether
it be a bridging
loans, right to buy or buy to let mortgages
www.nationalcredit.co.uk
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