Apply online for a swift commercial
mortgage
We cover all areas of the UK, Ireland, and Scotland,
and are able to arrange competitive commercial mortgages
through our network of lenders. Whether it be a licensed
premises, office block, or land. Swift Commercial can
arrange long term funding for periods of up to 30 years.
We are also able to guarantee an In Principle Decision
within hours.
ADVANTAGES OF COMMERCIAL MORTGAGES
Retain your business
The first advantage of commercial mortgages
is that you will retain ownership of your business and
your business premises. Raising equivalent advances by
using other typical investment channels, may mean that
you have to relinquish a percentage of ownership of the
business (and thus business premises). A commercial mortgage
lender is only entitled to interest on its mortgage, and
nothing else (providing repayments are made on time).
Capital gain
The next major advantage of retaining your premises through
a commercial mortgage is that it becomes an asset with
the potential to increase in value. Owning property or
land is one of the most effective methods of achieving
capital growth over the long term, although of course
property can go down in value as well as up.
No rental instability
Commercial bridging
finance and mortgage repayment is very likely to be
similar to a rental payment on the same property. Rental
payments can also drastically increase whereas having
a commercial mortgage negates any exposure to such increases
unless interest rates rise. This stability allows for
much more solid long-term business planning.
Lower interest rates
When comparing to other types of unsecured loan or overdraft,
commercial mortgages usually carry much lower interest
rates with repayments made over a longer period of time.
This is an attractive option for some businesses, as it
decreases the overall monthly outgoings. Also, business
mortgage repayments can be fixed so the business knows
exactly how much the cost will be each month.
Tax deductible
Commercial mortgage interest payments are tax deductible
and the net proceeds of the loan are not considered to
be taxable income. This can contribute to reducing the
overall tax burden of your business each year.
Better cash flow management
Commercial mortgages schedules are normally set for a
number of years, allowing a business to plan its profit
and loss, and cash flow management accordingly. A commercial
mortgage with Swift Financial provides the flexibility
to design a payment plan to suit the needs of the specific
business.
Our core expertise at Swift Financial, is providing tailored
commercial mortgages for any type of business, and any
type of situation, be it debt consolidation, IVA, bankruptcy
or anything else.
Commercial mortgages were originally obtained from a
clients own business bank but this was only available
with a good trading history and perfect credit rating.
commercial mortgages have now evolved similar to residential
remortgages and are available off the high street, on
a self certified basis, with no proof of trading and even
with poor credit up to 85% loan to value. More and more
business clients even with a perfect profile are now contacting
brokers to help source a commercial mortgage as they feel
their own banks are taking advantage of them. Clients
are finding that their own business bank feel that they
are “captive” and as such offer higher rates and fees.
Commercial mortgages can be obtained for a sitting tenant
running his/her own business or for an investment property
www.swift-financial-services.co.uk
::
Commercial Mortgages ::
National Credit specialise in the
delivery of commercial
mortgages to all areas in the UK and Scotland. We
have given many businesses online the benefit of commercial
mortgages helping them save on rent and benefit from owning
the premises their business resides in. Call us now for
commercial mortgages so we can prove to you that no other
mortgage company is able to compete on our level of service
for mortgages, remortgages and house
sales.
www.nationalcredit.co.uk
::
Commercial Mortgages ::
All commercial
mortgages from Apply 4 will find you getting top deals
offered. We have put in the groundwork to get the best
offers on the internet for bridging
loans and locate the mortgage company to call you
regarding your commercial mortgages or payday loan enquiry
www.apply-4.co.uk
::
Commercial Mortgage Repossession ::
Capital Solutions specialise in
helping you prevent
repossessions. We have delivered bankruptcy
solutions in the UK for many years and ensure secure dealing
when liaising with people looking to stop
repossession
www.stoprepossessions.net
::
Commercial Bridging Loans ::
Apply online for the bridging
loans you need. Get quick
loans for your business fast
www.advanced-finance.co.uk
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